First Education Federal Credit Union


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Current Rates - Savings

All rates are subject to change without notice. These rates may not be accurate. Please call the Credit Union at 307-432-7400 for our most recent rates.

Share/Savings Account Rates
Account Type Minimum
Balance
Dividend
Rate
Annual
Percentage
Yield
Payment
Frequency
Regular Shares Tier I

$5.00

0.15%

0.15%

quarterly

Regular Shares Tier II

$2,000

0.05%

0.05%

quarterly

Auxiliary Shares

$5.00

0.10%

0.10%

quarterly

Kids Club

none

0.10%

0.10%

quarterly

Christmas Club

none

0.10%

0.10%

quarterly

Education Shares Tier I

none

0.25%

0.25%

quarterly

Education SharesTier II $10,000.00 0.10% 0.10% quarterly
Summertime Cash Club none 0.10% 0.10% quarterly
Super Savers

$1,500

see below

see below

monthly

Money Market

$25,000

see below

see below

monthly

Checking (Share Draft)

varies

see below

see below

monthly


Checking (Share Draft) Account Rates
Checking Minimum
Balance to avoid monthly fee*
Dividend
Rate
Annual
Percentage
Yield
Payment
Frequency

Free**

$0.00

none

n/a

n/a

Choice***

$1,000

0.05%

0.05%

monthly

Premium****

$2,500

0.15%

0.15%

monthly

Tier II

$10,000

0.05%

0.05%

monthly

*Minimum Balance only applies to dividend and service charge calculations.  Your entire available balance is always accessible to cover checks and other types of payments.

**There is no monthly fee with the Free Checking Option***Includes 2 boxes checks free per year, no stop payment fees, free debit card. ***Includes all benefits of the Choice Checking plus we refund all ATM surcharges.


Money Market Account Rates
Money Market Minimum
Balance
Dividend
Rate
Annual
Percentage
Yield
Payment
Frequency

Tier I

$25,000

0.30%

0.30%

monthly

Tier II

$50,000

0.50%

0.501%

monthly

Tier III

$100,000

0.05%

0.05%

monthly

*The Money Market share account is a variable rate account subject to change weekly without notice.

Super Savers Account Rates
Super Savers Minimum
Balance
Dividend
Rate
Annual
Percentage
Yield
Payment
Frequency

Tier I

up to $4,999.99

0.15%

0.15%

monthly

Tier II

$5,000

0.20%

0.20%

monthly

Tier III

$10,000

0.30%

0.30%

monthly

Tier IV

$25,000

0.05%

0.05%

monthly

*The Super Saver share account is a variable rate account subject to change weekly without notice. An Average Daily Balance of at least $1,500 is required to earn a dividend. A $1,500 minimum balance is required to keep the account open without a fee.


Share Certificate Rates
Description Minimum
Balance
Dividend
Rate
Annual
Percentage
Yield
Payment
Frequency

12-Month Certificate

$500.00

0.50%

0.501%

quarterly

18-Month Certificate

$500.00 0.50% 0.501% quarterly

24-Month Certificate

$500.00

0.80%

0.802%

quarterly

Change is Good Certificate
(2-Year) up to $2,000 Balance
**
$0 2.00% 2.018% quarterly

36-Month Certificate

$500.00

1.00%

1.004%

quarterly

48-Month Certificate

$500.00

1.30%

1.307%

quarterly

60-Month Certificate

$500.00

1.60%

1.611%

quarterly

*Early withdrawal penalties may apply. ** Deposits to Change is Good certificate allowed only via Debit Card Round-up transactions.

Individual Retirement Account Rates
Description Minimum
Balance
Dividend
Rate
Annual
Percentage
Yield
IRA Share Account
$.01 0.50% 0.501%

12-Month Certificate

$500.00

0.50%

0.501%

24-Month Certificate

$500.00

0.80%

0.802%

36-Month Certificate

$500.00

1.00%

1.004%

48-Month Certificate
$500.00 1.30% 1.307%
60-Month Certificate
$500.00 1.60% 1.611%

Accounts federally insured to at least $250,000 by NCUA, an agency of the U.S. Government.

*All rates are approved by the Board of Directors, as of 12/01/2012 and are subject to change without notice. Call the Credit Union at (307) 432-7400 for current rates.

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