First Education Federal Credit Union

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Home Loans

First Education FCU, NMLS 412552, offers a variety of home loans to assist you in financing your dream home. Whether you're remodeling, fixing a leaky roof or getting your first mortgage loan, we're here to assist you. Get pre-approved financing by completing ourcompleting our online loan application and speaking with a loan officer before you commit elsewhere.

Click on Apply Now to access our fillable mortgage application. Once completed, bring or mail to the Credit Union.

Our physical address is 120 W. Carlson St., Cheyenne, WY.
Mailing address is PO Box 20030, Cheyenne, WY 82003.

Current Rates
Loan Calculator

Loan Types
Home Equity Line of Credit
Home Improvement
Loans for undeveloped land
First Mortgage-Refinance or purchase
Fixed-Rate Second Mortgage

Home Equity Line of Credit First Mortgage

Terms up to 60 months

Flexible, reusable line of credit

Interest can be tax deductible

Current Rates


Repayment terms up to 180 months,processed and kept in house.

For terms up to 360 months, apply with our trusted mortgage lending partner, 1st Mortgages.
Apply Online

Fixed Rate Second Mortgage Apply Now

Terms up to 180 months

Special low rates for terms of 60 months or less

Low fees

Apply Online
Current Rates


Three quick and easy ways to apply:

In Person: Apply at a branch
By Phone: Call 800-584-9366
Online: Apply Now

Our Mortgage Team:

Kristi Barrowman, NMLS1124141
Jaclyn Fernandez, NMLS 724072
Cortney Lockman, NMLS 723285
Ann Lucas, NMLS 719275


Home Loan Benefits

  • Convenient online application with fast local decisions
  • Your loan will not be sold. Peace of mind knowing you will always deal with us
  • Low, affordable interest rates
  • Low fees
  • Flexible Terms
  • Refinance a loan from another financial institution to save money and pay your loan off faster
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