First Education Federal Credit Union


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Current Rates - Loans

Loan Rates
AUTO LOANS Annual Percentage
Rate*
Loan Term**
New Vehicles

5.75%

Terms up to 84 Months***

Used Vehicles

6.25%

Terms up to 84 Months***

Recreational Vehicles

7.00%

Terms up to 120 Months

     
HOME LOANS    
Home Equity Loans

5.25%

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First Mortgage

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Second Mortgage

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*As Low As.    **The longest term does not always qualify for the lowest rate.

***Amount borrowed must exceed $30,000 to qualify for an 84 month term.

Visa Rates
  Annual Percentage
Rate*
Grace Period for Purchases Minimum Finance Charge Annual Fee Method of Computing Balance for Purchases
Visa Classic

12.00% to 17.20%

25 days

$.01 None Average Daily Balance (Including new purchases)
Visa Gold

11.00% to 17.20%

25 days

$.01 None

Average Daily Balance (Including new purchases)

Visa Platinum

9.25% to 17.2%

25 days

$.01 None

Average Daily Balance (Including new purchases)


Other Fees:

Transaction Fee for Purchases.........None
Late Payment Fee..........................$29.00
Over Credit Limit Fee.....................$29.00

Foreign Transaction Fee.. 1.00% of transaction amount


*The ANNUAL PERCENTAGE RATE is based on certain credit-worthiness criteria.
All loan rates offered by First Education Federal Credit Union are subject to change without notice. Call the Credit Union at (307)432-7400 for the most current rates.

 
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