*As Low As. **The longest term does not always qualify for the lowest rate.
***Amount borrowed must exceed $30,000 to qualify for an 84 month term.
Visa Rates
Annual Percentage
Rate*
Grace Period for Purchases
Minimum Finance Charge
Annual Fee
Method of Computing Balance for Purchases
Visa Classic
12.00% to 17.20%
25
days
$.01
None
Average
Daily Balance (Including new purchases)
Visa Gold
11.00% to 17.20%
25 days
$.01
None
Average Daily Balance (Including new purchases)
Visa Platinum
9.25% to 17.2%
25
days
$.01
None
Average
Daily Balance (Including new purchases)
Other Fees:
Transaction Fee for Purchases.........None
Late Payment Fee..........................$29.00
Over Credit Limit Fee.....................$29.00
Foreign Transaction Fee.. 1.00% of transaction amount
*The ANNUAL PERCENTAGE RATE is based on certain credit-worthiness criteria. All loan rates offered by First Education Federal
Credit Union are subject to change without
notice. Call the Credit Union at (307)432-7400 for the
most current rates.