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Current Rates – Deposit Accounts

All rates are subject to change without notice. These rates may not be accurate. Please call the Credit Union at 307­-432-­7400 for our most recent rates.

Share/Savings Account Rates

Account Type Minimum Balance Dividend Rate Annual Percentage Yield Payment Frequency
Regular Shares Tier I $5.00 0.10% 0.10% quarterly
Regular Shares Tier II $2, 000 0.05% 0.05% quarterly
Auxiliary Shares $5.00 0.10% 0.10% quarterly
Kids Club none 0.10% 0.10% quarterly
Christmas Club none 0.10% 0.10% quarterly
Education Shares Tier I none 0.25% 0.25% quarterly
Education Shares Tier II $10,000 0.10% 0.10% quarterly
Summertime Cash Club none 0.10% 0.10% quarterly
Super Savers $1,500 see below see below monthly
Money Market $25,000 see below see below monthly
Checking (Share Draft) varies see below see below monthly

Checking (Share Draft) Account Rates

Checking                     Minimum Balance to avoid monthly fee* Dividend Rate Annual Percentage Yield Payment Frequency
Free** $0.00 none n/a n/a
Choice*** $1,000 0.05% 0.05% monthly
Choice Tier II $10,000 0.01% 0.01% monthly
Premium**** $2,500 0.10% 0.10% monthly
Premium Tier II $10,000 0.01% 0.01% monthly

*Minimum Balance only applies to dividend and service charge calculations. Your entire available balance is always accessible to cover checks and other types of payments.
**There is no monthly fee with the Free Checking Option
***Includes 2 boxes of checks free per year, no stop payment fees, free debit card.
***Includes all benefits of the Choice Checking plus we refund all ATM surcharges.


Money Market Account Rates

Money Market       Minimum Balance Dividend Rate Annual Percentage Yield Payment Frequency
Tier I $25,000 0.25% 0.25% monthly
Tier II $50,000 0.30% 0.30% monthly
Tier III $100,000 0.001% 0.001% monthly

*The Money Market share account is a variable rate account subject to change weekly without notice.


Super Savers Account Rates

Super Savers*       Minimum Balance Dividend Rate Annual Percentage Yield Payment Frequency
Tier I up to $4,999.99 0.15% 0.15% monthly
Tier II $5,000 0.20% 0.20% monthly
Tier III $10,000 0.25% 0.25% monthly
Tier IV $25,000 0.001% 0.001% monthly

*The Super Saver share account is a variable rate account subject to change weekly without notice. An Average Daily Balance of at least $1,500 is required to earn a dividend. A $1,500 minimum balance is required to keep the account open without a fee.


Share Certificate Rates

Description       Minimum Balance Dividend Rate Annual Percentage Yield Payment Frequency
12-Month Certificate $500 0.25% 0.25% quarterly
18-Month Certificate $500 0.25% 0.25% quarterly
24-Month Certificate $500 0.50% 0.50% quarterly
Change is Good Certificate
(2­ Year) up to $2,000 Balance**
$0 2.00% 2.02% quarterly
36-Month Certificate $500 0.75% 0.75% quarterly
48-Month Certificate $500 1.00% 1.004% quarterly
60-Month Certificate $500 1.50% 1.51% quarterly

*Early withdrawal penalties may apply. ** Deposits to Change is Good certificate allowed only via Debit Card Round-up transactions.


Individual Retirement Account Rates

Description       Minimum Balance Dividend Rate Annual Percentage Yield
IRA Share Account $0.01 0.50% 0.50%
12-Month Certificate $500.00 0.25% 0.25%
18-Month Certificate $500.00 0.25% 0.25%
24-Month Certificate $500.00 0.50% 0.50%
36-Month Certificate $500.00 0.75% 0.75%
48-Month Certificate $500.00 1.00% 1.00%
60-Month Certificate $500.00 1.50% 1.51%
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