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Home Loans

Refinance to lower your rate and payment.
Remodel or repair
Flexible options to fit your needs

Home Loans

First Education Federal Credit Union, NMLS 412552, offers a variety of home loans to assist you in financing your dream home. Whether you’re remodeling, fixing a leaky roof or getting your first home loan, we’re here to assist you. Get pre­approved financing by completing our online loan application and speaking with a loan officer before you commit elsewhere.

Home Loan Benefits
  • Convenient online application with fast local decisions
  • Your loan will not be sold. Peace of mind knowing you will always deal with us
  • Low, affordable interest rates
  • Low fees
  • Flexible Terms
  • Refinance a loan from another financial institution to save money and pay your loan off faster

Loan Types

  • Home Equity Line of Credit
  • Home Improvement
  • Loans for Undeveloped Land
  • First Mortgage­-Refinance or Purchase
  • Fixed­-Rate Second Mortgage


Click on Apply Now.  Complete the application and bring or mail it to the Credit Union.
Apply Now

Home Loan Details

Home Equity Line of Credit

Terms up to 60 months.
Flexible, reusable line of credit.

Click for Current Rates.

1st Mortgages

Repayment terms up to 180 months, processed and serviced here. For terms up to 360 months, apply with our trusted mortgage lending partner, 1st Mortgages.

Fixed Rate Second Mortgage

Terms up to 180 months.
Lower rates for terms 60 months or less.
Low fees.
Click for Current Rates.
Apply Now.

Our Mortgage Team

Kristi Barrowman, NMLS1124141
Jaclyn Fernandez, NMLS 724072
Cortney Lockman, NMLS 723285
Ann Lucas, NMLS 719275

Apply Now

Three quick and easy ways to apply:
In Person: Apply at a branch
By Phone: Call 800­-584-­9366
Online: Apply Now

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